It’s been speculated that pay day loan shops have certain company target: low-income, minority communities along with other at-risk teams.

The period of financial obligation usually developed by pay day loans for many who already struggle financially happens to be a problem, but as yet, nobody has mapped down what that appears like in Clark County. Justin Gardner, creator and CEO of Las Vegas-based Innovative Research and Analysis LLC, chose to have a better appearance.

“Payday lenders surround all the eastern valley and Paradise area,” said Gardner, a doctorate degree prospect at UNLV’s class of Public Policy and Leadership. Continue reading →