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What’s a Simple Loan?
The U.S. Bank Simple Loan is a fast and convenient method for U.S. Bank checking customers to borrow as much as $1,000 to manage planned and unplanned expenses.
Maybe Not just a U.S. Bank customer that is checking? Explore our bank checking account choices.
What sort of Simple Loan works
- Apply anytime within online and banking that is mobile having a real-time choice 1 and immediate access to loan funds
- Borrow as much as $1,000, in $100 increments
- Loan funds deposited straight into your U.S. Bank customer account that is checking
- Repay the loan in three monthly premiums
Easy pricing without any belated charges or prepayment charges.
For virtually any $100 borrowed you spend:
$6 charge with automated re payments from your own U.S. Bank consumer bank account
$6 fee with handbook payments
Re re Payment instance
In the event that you borrow $400 and choose automated repayments, your cost is supposed to be $24. You’ll pay right right back an overall total of $424 in three monthly premiums of around $141.33 each. Your total price to borrow (apr) is supposed to be 35.65%.
Simple Loan is just a high-cost loan and other available choices are available:
- Personal bank loan – an individual loan with no security required
- Bank cards – Use to produce purchases or get a cash loan
- Reserve type of credit – a line that is personal of providing overdraft protection
To get going some tips about what you may need.
- You really must be at the least 18 yrs. Old and have now a currentв u.s. Bank checking account that is open for at the least a few months
- 90 days of recurring direct deposits into a U.S. Bank bank checking account
- Your Personal Safety quantity
Get on online and mobile banking and access the straightforward Loan application website website link regarding the account page that is checking. Continue reading
